Upgrade Affiliate Program

Founded in 2017, Upgrade offers personalized and secured credit cards backed by technology. The company focuses on helping consumers build and improve their credit.

Upgrade uses AI and machine learning to assess each applicant and offer customized cards tailored to their credit profile. It offers personal loans, credit cards, rewards checking, savings accounts, and auto refinance options. Some of its key products include the Upgrade Card, Upgrade Bitcoin Rewards Card, and Upgrade Virtual Card.

Upgrade offers a commission structure as follows:

• $20 per Rewards Checking Account
• $40 per Savings Account
• $40 Upgrade Select Visa Card
• $160 per Upgrade Cashback Card
• $60 per any other card
• 0.8% per Auto Refi
• 1.6% per personal and universal loan

The cookie period lasts for 30 days. This means your referral is qualified if your audience signs up for Upgrade services via your affiliate links within a month from the last click.

FlexOffers pays publishers on a net of 60 days. Affiliate payouts are made through check, bank transfer, international ACH, wire transfer, and PayPal. The minimum payout balance is $1000 for wire transfers and $25 for other methods.

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